Cheaper way to use JR Pass

May I know that the cheaper way to buy JR Pass visit around Tokyo, Nagoya, Kyoto and Osaka within 13 days? Below is my plan…
a) what is the better way from Narita airport to Ikebukuro station?
b) 5D4N in Ikebukuro (visit Shibuya, Shinjuku, Disneysea, Mt Fuji-day trip)
c) Nagoya 3D2N
d) Kyoto 4D3N (visit kobe, temple)
e) Osaka 4D3N (visit Universal Studio …)
Do I need to buy 12 days JR Pass as possible?
Thank you.

14 day rail pass would fill your requirement and be the easiest.

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